Madison County Tax Sale Information

Madison County, Indiana, will host its 2026 Delinquent Property Tax Lien Sale on Monday, October 19, 2026, at 10:00 AM Eastern Time, at the Millcreek Civic Center, 403 W. Main St., Chesterfield, IN 46017.

The Madison County Tax Sale gives investors an opportunity to purchase tax lien certificates on properties with unpaid property taxes. The county will conduct the auction in person, with SRI Services providing tax sale information and bidder registration.

Investors who purchase tax lien certificates may earn redemption penalties when property owners pay their outstanding taxes. If the owner fails to redeem within the legal redemption period, investors may pursue a tax deed through the court.

Key Auction Details

County: Madison County, Indiana
Auction Date: Monday, October 19, 2026
Auction Time: 10:00 AM Eastern Time (ET)
Auction Location: Millcreek Civic Center
Address: 403 W. Main St., Chesterfield, IN 46017
Auction Type: Delinquent Property Tax Lien Sale
Bidding Format: In-Person Auction

Terms of Sale

1. Tax Lien Certificate Purchase

Madison County sells tax lien certificates for properties with delinquent real estate taxes. Winning bidders acquire a tax lien interest rather than immediate ownership of the property.

2. Minimum Bids

The minimum bid generally covers delinquent property taxes, penalties, and applicable tax sale costs. Each property has its own minimum bid amount.

3. Redemption Period

Indiana generally allows property owners one year from the tax sale date to redeem their properties.

4. Redemption Penalties

Indiana provides the following redemption penalties on the minimum bid amount:

Within 6 months: 10% of the minimum bid.

After 6 months and within 1 year: 15% of the minimum bid.

Amount above the minimum bid: Indiana generally provides 5% annual interest on the qualifying surplus bid amount during redemption.

These penalties do not represent guaranteed investment returns. Investors must follow Indiana’s tax sale laws and applicable requirements.

5. Tax Deed Process

If the property owner fails to redeem within the applicable period, the certificate holder must complete the required legal notices and petition the court for a tax deed within the statutory deadlines.

6. Property Research

Investors should research property conditions, title issues, legal descriptions, liens, access, and other possible expenses before bidding. Tax sale purchases carry financial and legal risks.

How to Participate

Step 1: Review the Property List

Visit SRI Services to find Madison County’s tax sale information and available delinquent tax properties.

Step 2: Research Properties

Check the parcel identification numbers, minimum bids, property values, ownership records, and physical conditions before selecting properties.

Step 3: Register as a Bidder

Visit SRI Services to complete bidder registration and obtain a bidder number. Confirm any identification requirements and registration deadlines directly with the auction provider.

Step 4: Attend the Auction

Arrive at the Millcreek Civic Center, 403 W. Main St., Chesterfield, IN 46017, before the auction begins at 10:00 AM Eastern Time on October 19, 2026.

Step 5: Place Your Bids

Bid on eligible tax lien certificates according to the county’s auction procedures. Set your maximum bid before the auction and account for redemption rules and additional expenses.

Step 6: Complete Payment

Follow Madison County’s payment instructions and deadlines after winning a bid. Confirm accepted payment methods before attending.

Step 7: Track Your Investment

Keep your tax sale certificate and payment records. Monitor redemption activity and complete all required notices and court filings if you intend to pursue a tax deed.

Here are some links you might need for the Madison County, Indiana, Tax Sale Auction:

• Madison County Tax Sale Information
• Madison County Treasurer Office
• Indiana State Tax Lien
• What is a tax Lien

The Madison County, Indiana Tax Lien Sale offers investors an opportunity to purchase tax lien certificates and earn statutory redemption penalties when property owners redeem.

 

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