Effingham County Tax Sale Information

Effingham County will run a Real Estate — Sealed-Bid trustee auction with the last day to bid on Friday, October 2, 2026. Submit bids online at ILTaxSaleBids.com or deliver sealed written bids to the Treasurer at 101 N. Fourth St., Suite 202, Effingham, IL 62401 during office hours. Minimum bid starts at $824.00.

Key Auction Details:

Auction Type: Real Estate — Sealed Bid.
Last Day to Bid: October 2, 2026.
Minimum Bid: $824.00.
Where (hand-delivery): Effingham County Treasurer’s Office, 101 N. Fourth St., Suite 202, Effingham, IL 62401.
Office Hours for hand-delivery: Mon–Fri, 8:00 a.m.–4:00 p.m. CT.
Online Bidding: ILTaxSaleBids.com (register to place bids).

Terms of Sale:

You must submit either an online bid or a sealed written bid. The Treasurer does not accept verbal bids.

For sealed written bids, include full payment (no cash) with your “Binding Purchase Contract / Sealed Bid.” Make payment to County Trustee by personal check, cashier’s check, money order, or bank draft. If someone outbids you, the office returns your original form of payment.

For online winning bids, you pay through the portal. ILTaxSaleBids lists current e-payment fees (for example, card payments carry a percentage fee and ACH carries a flat fee). Follow the payment deadline in your winner email.

You buy “as-is.” Inspect the property, check permits and code matters with local authorities, and confirm any demolition or enforcement actions before you bid. The County may withdraw parcels or reject bids.

The County conveys a quitclaim deed to the successful purchaser after payment and processing. You assume future taxes and assessments that come due after the sale year. Do not enter or take possession before the deed records.

County officers, employees, and their relatives cannot purchase under Illinois law.

If two or more bidders submit the same high bid, the Tax Agent contacts those bidders with next steps.

Don’t confuse this sale with the annual tax lien sale (sale of unpaid taxes, not property) that the Treasurer scheduled for December 18, 2025.

How to Participate:

Online (fastest path):

Create an account at ILTaxSaleBids.com. 2) Open Effingham County, verify the item number and parcel details, and enter your bid (at or above the minimum). 3) Accept the terms and submit. 4) Watch “View My Bids” and check your email for winner instructions.

Sealed written bid (in person or by mail):

Pick up the catalog and “Binding Purchase Contract / Sealed Bid” from the Treasurer. 2) Fill in the Item #, Parcel #, Bid amount, Purchaser name(s) for the deed, mailing address, phone, and signature. 3) Enclose full payment (no cash) payable to County Trustee. 4) Mark the envelope “SEALED BID” and include the Item # on the check memo. 5) Hand-deliver during office hours or mail early so the office receives the bid by Friday, October 3, 2025. I recommend hand delivery to avoid delays.

Important tips:
Drive by only; don’t trespass.
Pull a title search and check municipal code/permits if you plan to renovate.
Keep funds ready so you can pay on time if you win.

Here are some links you might need for the Effingham County, Illinois, Tax Deed Auction:

• Effingham County Tax Sale Information Link 
• Effingham County Treasurer’s Office
• Effingham County In-Person Auction Site
• How to Profit from Illinois’s Tax Lien Sales
• Learn How Does Tax Lien Investing Work
• Want to get started with Tax Liens? Click Here!
• Is Illinois the best place to profit from tax lien certificates?

You can bid on deeded real estate at entry-level pricing and put properties back into use. The sealed-bid format lets you set a ceiling and avoid live-room pressure. Effingham County posts a clear process, a published minimum bid ($824.00), and an online option that makes participation simple. Register early, research each parcel, and submit a complete bid so you secure any winning offer on time.

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