Earn 18% Interest or Buy Discounted Real Estate in Citrus County!

Citrus County, Florida, offers a great opportunity for investors and property buyers through their tax certificates and tax deed sales. Managed by the Citrus County Tax Collector and the Clerk of the Circuit Court and Comptroller, these sales help recover unpaid property taxes while giving investors a chance to either earn interest or buy real estate at much lower prices.

Whether you’re new to tax sales or an experienced investor, here’s everything you need to know to get started in Citrus County.

Important Tax Sale Details — Citrus County, FL

Topic	Details	Link
Type of Sale	Tax Lien Certificates and Tax Deeds	Citrus Clerk Tax Sales
Tax Certificate Auction	Online at LienHub every year before June 1st	LienHub Citrus
Starting Interest Rate	18% (bids compete downward)
Redemption Period	2 years (after which you can apply for a tax deed)
Tax Deed Sale	Conducted online at RealAuction Citrus	RealAuction Site
Opening Bids	Unpaid taxes, interest, fees; for homestead property, add 50% of assessed value
Deposit Required	5% of winning bid or $200 minimum (non-refundable)
Payment Methods	Cash, cashier’s check, or money order (no personal/business checks)
Auction Location	Online; previously at Citrus County Courthouse, 110 N Apopka Ave, Inverness, FL, but now fully digital
Contact Info	Citrus County Clerk of Court Phone: 352-341-6400 Email: info@citrusclerk.org	Citrus Clerk Contact

How It Works

Tax Certificate Sale: Earning Interest

• Every year before June 1, Citrus County hosts an online auction for tax certificates on LienHub.
• You bid by offering the lowest interest rate you’re willing to accept, starting at 18%.
• If no one bids on a property, Citrus County keeps the certificate at 18%.
• Property owners have two years to pay you back plus interest.
• If they don’t, you can apply for a tax deed and move toward owning the property.

Tax Deed Sale: Owning Property

• After holding a certificate for two years, if taxes stay unpaid, you can apply for a tax deed.
• Tax deed auctions are held online at RealAuction.
• The starting bid covers back taxes, interest, administrative fees, and sometimes half the property’s assessed value if it’s homesteaded.
• Winning bidders must immediately pay a deposit and then complete payment with certified funds.

Important Reminders

• Properties are sold AS-IS — no inspections, no guarantees.
• Do your research. Look up ownership records, liens, encumbrances, and property conditions.
• Consult professionals if you need help; the Clerk’s Office cannot give legal advice.

Fun Facts About Citrus County, Florida

• Top Retirement Spot: Citrus County is regularly ranked as a favorite for retirees thanks to affordable living and mild weather.
• Manatee Capital: Crystal River is one of the few places you can swim with manatees, boosting tourism and short-term rental demand.
• Affordable Waterfront: Waterfront homes and lots are much cheaper compared to other Florida coastal areas.
• Vacant Land Demand: Subdivisions like Citrus Springs and Pine Ridge have steady land sales for future custom home building.
• No State Income Tax: Like all of Florida, Citrus residents don’t pay state income taxes.

Why Invest in Citrus County Tax Sales?

• Earn High Interest: Start with up to 18% returns on tax certificates.
• Affordable Real Estate: Buy properties below market value at tax deed auctions.
• Growing Community: Citrus County’s mix of retirees, tourism, and waterfront living keeps property demand strong.
• Simple Online Auctions: Everything can now be done remotely without attending in person.

FAQs About Citrus County Tax Sales

Q: How often are tax deed sales held?
A: Throughout the year as needed — dates are posted on the Clerk’s website.

Q: Can anyone participate in the auction?
A: Yes, as long as you register properly and provide payment on time.

Q: Do I get a clear title after winning a tax deed?
A: Not automatically. You may need to file a quiet title action to clear previous liens.

Q: What if I win and can’t pay?
A: Your deposit is forfeited, and the property is re-auctioned.

Q: Can foreign investors participate?
A: Yes, Citrus County tax sales are open to international investors.

Pro Tips for Success

• Research every property before bidding.
• Have your payment ready — no exceptions.
• Check for additional liens that might survive the sale.
• Learn the redemption timelines and legal process for full ownership.
• Stay patient: Some properties might take time to fully clear for resale or rental.

Useful Links

• Citrus County Clerk’s Official Website
• Citrus County Tax Deed Sales
• Citrus Tax Deed Auction Site (RealAuction)
• Florida Tax Sale Listings
• Comprehensive Guide to Florida’s Deed Auction Process and Key Requirements
• Discover the intriguing world of Hybrid Auctions
• Discover Tax Deeds and how you can find property for as little as $50! 
• Want to get started with Tax Liens? Watch this video!
• Explore the lucrative world of Florida Tax Liens and Deeds

Need a Hand

Explore our Auction Calendar to stay updated on upcoming events and never miss an opportunity to secure valuable properties! If you have questions or need expert guidance for participating in tax sales, book a call now to speak with a specialist who can simplify the process for you. Don’t forget to check out our free resources, packed with tips and insights to help you make smart, informed investment decisions. Take action today!

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