Graham County, Arizona, conducts annual tax lien sales to recover delinquent property taxes and offer investors opportunities to earn interest or potentially acquire properties. Managed by the Graham County Treasurer’s Office, these sales are held in February and operate as competitive auctions.

Tax Sale Process

Scheduling and Location The Tax Lien Sale is held annually in February at the Graham County General Services Building, located at 921 Thatcher Boulevard, Safford, Arizona. Check out our Auction Calendar for scheduled auctions.

Property Listings
A list of delinquent parcels is made available before the sale:

1. Online via the Graham County Treasurer’s website.
2. Physical Posting outside the Treasurer’s Office.
3. Newspaper Advertisement in the Eastern Arizona Courier. The list includes parcel numbers, owner names, and delinquent amounts. Buyers must perform their due diligence.

Bidder Registration Prospective bidders must complete a Tax Lien Sale Bidder Registration Form online or submit it via mail, fax, email, or in person at the Treasurer’s Office before the auction.

Bidding Process The auction uses a competitive interest rate system, starting at a maximum rate of 16%. Investors bid down the interest rate they are willing to accept. They award the lien to the bidder offering the lowest rate. Buyers must make payments for purchased liens immediately after the sale.

Post-Sale Procedures:

1. Certificate of Purchase (CP): Issued to the winning bidder, granting the right to collect the delinquent taxes plus interest or initiate foreclosure after three years.
2. Redemption Period: Property owners have up to three years to redeem their property by paying the owed taxes, interest, and penalties.
3. Foreclosure Rights: If unpaid within the redemption period, CP holders can foreclose to acquire ownership.

Key Considerations

As-Is Purchase The county sells tax liens “as-is,” without guaranteeing the property’s condition or title status. Investors must thoroughly research before bidding.

Due Diligence Buyers are responsible for investigating properties, including title searches, zoning issues, and other potential concerns.

Legal Compliance All participants must follow Arizona state laws and county regulations for tax lien sales.

How to Participate

1. Research Properties: Review the property list and perform due diligence to understand potential risks and returns.
2. Register for the Sale: Submit the registration form and secure a bidder number before the auction.
3. Bid at the Auction: Participate in person at the General Services Building on the scheduled date.
4. Pay for the Purchase: Make the required payment immediately after the auction to secure the lien.

Useful Links

• Graham County Tax Sale Information Link 
• Graham County Treasurer and Tax Collector
• Graham County Online Auction Site
• What Do You Need to Know About Arizona Tax Liens?
• Learn How Does Tax Lien Investing Work
• Want to get started with Tax Liens? Click Here!
• Learn how to earn up to a 16% return on Tax Lien Certificates in Arizona!

Graham County’s tax lien sale is an opportunity for investors to earn interest on delinquent taxes and potentially acquire properties. However, success requires careful preparation, including thorough property research and an understanding of the legal responsibilities involved. Contact the Graham County Treasurer’s Office for more details about upcoming sales, registration, and property listings. Proper preparation ensures an informed and smooth auction experience.

Need a Hand?

Check our calendar for upcoming auctions. If you’re looking for guidance or have questions about participating in tax lien sales, don’t hesitate to book a call now and connect with an expert who can help you navigate the process with confidence.

 

 

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