Invest Online for an 8% Return – Prince George’s County – Maryland Tax Lien Investing

Discover the opportunity to earn an 8% return through Prince George’s County, Maryland’s tax lien certificate auction. This auction is an internet-based, sealed bid process that is open to everyone, making it a straightforward way to get into real estate investment without needing to live in Maryland.

Overview of the Auction Process

The tax lien auction in Prince George’s County is designed for ease of participation:

  1. Registration: Register online by visiting the Prince George’s County Tax Sale website. You’ll need to pay a $150 registration fee and a $1,000 deposit, which goes toward your purchases or is refunded if no certificates are awarded.
  2. Bid Submission: Bids can be submitted over a period of time, with certificates awarded to the highest bidders.
  3. Payment: Successful bidders must pay the total amount due via wire transfer or cashier’s check by 3:00 p.m. the day after the auction. Bidders must complete IRS Form W-9 and an Authorization for Electronic Funds Disbursement.

Important Auction Details

  • Bid Procedure: Sealed bid with high bid premium, where the highest bid wins.
  • High Bid Premium: A premium is 20% of the amount by which your bid exceeds 40% of the property’s assessed value. The county refunds this premium upon property redemption or when it delivers a tax sale deed.

Assignment Tax Sale Certificates

For properties that remain unsold after the auction, Assignment Tax Sale certificates are available for purchase starting June 10, 2024. These can be acquired directly by emailing TAXSALE@CO.PG.MD.US with the parcel number, owner’s name, and tax amount.

Prince George's County Judicial
DetailInformation
Tax Sale TypeTax Lien Certificates
Typical Date of SaleMay
Redemption PeriodAnytime until foreclosure
Interest Rate8%
Bid ProcedureSealed bid
Sale ContactDepartment of Finance
Auction SitePrince George’s County Auction Site
County WebsitePrince George’s County

Steps to Get Started

  1. Research Local Laws: Understanding the legal framework is crucial. Visit the Prince George’s County Department of Finance for more details.
  2. Register Online: Complete your registration and necessary forms by the deadline.
  3. Prepare Your Bids: Strategize to avoid overbidding, but aim high enough to secure the property.

Pro Tips

  • Do Your Due Diligence: Inspect properties and understand the terms and conditions before bidding.
  • Monitor Your Account: Ensure funds are available for successful bids.
  • Use Assignment Certificates: If you miss the main auction, look into Assignment Tax Sale certificates for additional opportunities.

FAQs

Q: Can I participate if I don’t live in Maryland?

A: Yes, the auction is open to all, regardless of residency.

Q: What happens if I don’t pay for my winning bid?

A: The system will not award you any certificates and may bar you from future sales.

How do I redeem a property?

A: The current owner can redeem the property anytime until foreclosure by paying the taxes owed.

Need a Hand?

If you need further assistance or guidance with tax lien investing, feel free to reach out for support or book a call. You can also access free resources.

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