How Spotsylvania County Conducts Tax Sales: A Simple Guide

Introduction

Spotsylvania County, Virginia, holds tax auctions to recover unpaid property taxes by selling tax-delinquent properties. These auctions give buyers a chance to invest in real estate at competitive prices. Unlike traditional home sales, tax auctions follow a structured legal process.

Auction dates change, so always check the Auction Calendar for scheduled auctions.

How the Process Works

Spotsylvania County follows a step-by-step process for tax sales:

1. Identifying Properties – Officials review tax records and select properties with unpaid taxes.
2. Auction Preparation – A team organizes a public auction that runs online with a live simulcast option.
3. Public Notice – The county website and local media publish auction notices at least 30 days before the sale.
4. Auction Day – Buyers place bids, and the highest bidder wins the property.

How to Register and Bid

Registering for the Auction

• Sign up online before the auction starts.
• Provide personal details and proof of funds during registration.
• Get approved and receive detailed bidding instructions.

Bidding in the Auction

• Place bids actively during the auction.
• Monitor real-time bid updates and receive alerts if someone outbids you.
• Use maximum bid settings and auto-bidding features to manage your bidding strategy.

Payment and Completion

Winning bidders must complete payments on time to secure their purchase.

• Deposit Requirement – Pay 10% of the total sales price immediately after the auction. This amount counts toward your purchase.
• Buyer’s Premium – An additional 10% fee applies to the final bid amount.
• Final Payment – Pay the remaining balance within the deadline using certified funds, cashier’s check, money order, or wire transfer. Cash and personal checks are not accepted.

If you fail to pay on time, you lose your deposit and may be barred from future auctions.

Court Confirmation and Redemption

• Court Approval – The Circuit Court must confirm the sale before the transaction is final.
• Owner Redemption – The current owner can redeem the property before court confirmation by paying all taxes and fees. If this happens, you receive a full deposit refund.
• Property Transfer – After court approval, you receive a Special Warranty Deed, which clears tax liens but keeps any easements or restrictions.

Due Diligence and Property Inspection

Before bidding, research the property carefully.

Inspect the Property

• All properties sell “as-is, where-is, and if-is.”
• Conduct an inspection if possible.
• Use Spotsylvania County GIS data and tax records to check ownership history and liens.

Verify Property Information

• Contact county officials to confirm auction details.
• Make sure the property fits your investment goals.

Additional Auction Details

• Pre-bidding Period – Some auctions allow early bidding. Use this time to review properties and place initial bids.
• Financing Responsibility – Buyers must arrange their own financing, as the auction sale does not depend on loan approval.
• Strict Deadlines – Missing a deposit or final payment deadline may result in losing your deposit and future bidding rights.

Useful Links

• Learn How to Profit from Virginia Real Estate Auctions 
• Let’s talk about Tax Deeds and how you can profit from them!
• Discover Tax Deeds and how you can find property for as little as $50! 

Spotsylvania County runs public tax auctions to sell tax-delinquent properties. Buyers must register online, actively bid, and complete payments on time. Since all properties sell as-is, thorough research before bidding is essential.

Stay updated on future sales—check the Auction Calendar for scheduled auctions.

Call to Action

Don’t miss out on a great investment opportunity. Visit our auction calendar today and explore available properties. If you need guidance, book a call with an expert or browse our free resources for valuable investment tips.

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