Spokane County, Washington Tax Sales

Spokane County, Washington, handles property tax delinquencies through a foreclosure process that leads to an annual tax sale. This process helps recover unpaid taxes while giving property owners time to settle their debts.

What Happens When Taxes Are Unpaid

The county starts the foreclosure process after three years of unpaid taxes. For example, taxes from 2021 must be paid by 2024 to avoid foreclosure.

The Treasurer’s Office files a Certificate of Delinquency with the Spokane County Superior Court to begin legal action.

Property owners receive formal notices, and the county informs lienholders about the foreclosure.

How the Foreclosure Process Works

• The Treasurer’s Office provides a redemption period for property owners to pay all taxes, interest, penalties, and fees.

• Partial payments or payment plans are not accepted during the foreclosure process.

• If the taxes remain unpaid after the redemption period, the property moves to auction preparation.

Check out our Auction Calendar for scheduled auctions.

Preparing for the Auction

1. Spokane County conducts one tax foreclosure auction each year, usually in December.
2. Eligible properties are listed on the county’s website and Bid4Assets, the online auction platform.
3. Each listing includes details like parcel numbers, descriptions, and minimum bids.
4. Interested buyers must register on Bid4Assets and pay a refundable $2,000 deposit.
5. The county outlines auction rules, payment requirements, and buyer responsibilities in the terms.

The Auction Process

1. The auction is held online, allowing bidders to participate remotely.
2. Bidding begins at an amount that covers all unpaid taxes, interest, penalties, and foreclosure costs.
3. The highest bidder wins the property and must pay the full purchase price by the deadline set in the auction terms.
4. Buyers also pay a 5% buyer’s premium as part of the total cost.

After the Auction

• Winning buyers must complete payment electronically within the specified timeframe.

• The county issues a Treasurer’s Deed to transfer ownership to the buyer. The deed does not include warranties, so buyers accept all risks.

• Unsold properties become tax title properties, which may be sold in future auctions or through private negotiations.

Things Buyers Should Know

1. Research each property before bidding. Check its legal status, condition, and any liens or encumbrances.
2. Understand that all properties are sold “as is,” and sales are final.
3. Familiarize yourself with auction rules to ensure you meet all payment and transfer deadlines.

Useful Links

• Auction Calendar
• Investing in Washington Tax Sales
• Let’s talk about Tax deeds and how you can profit from them!
• Discover Tax Deeds and how you can find property for as little as $50! 

Take Action

Don’t miss the upcoming tax sales—it could be the opportunity you’ve been looking for. If you’re unsure about the process or need guidance, book a call with us, and we will help you navigate the steps. You can also explore our free resources for valuable tips and advice to make informed investment decisions.

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