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Trimble County sits along the Ohio River in north central Kentucky. It is a smal
Gallatin County sits in northern Kentucky along the Ohio River. Its county seat
Crittenden County is a small western Kentucky county with Marion as the county s
McLean County sits in western Kentucky along the Green River. Calhoun is the cou
Clinton County sits in southern Kentucky, with Albany as the county seat. Its ta
McCreary County sits in southeastern Kentucky and uses the Kentucky certificate
Chaves County, New Mexico Tax Deed Auctions For Investors Introduction to Chaves
McKinley County sits in the high desert of northwestern New Mexico. Gallup is th
Otero County sits in south central New Mexico with Alamogordo as the county seat
Lea County sits in the southeast corner of New Mexico near the Texas line. The c
Valencia County sits just south of Albuquerque in central New Mexico. It blends
San Juan County sits in the northwest corner of New Mexico, with Aztec as the co
Santa Fe County sits in north central New Mexico and includes the state capital
Sandoval County sits northwest of Albuquerque and includes communities like Rio
Perry County sits in eastern Kentucky with a mix of hills, small towns, and rura
Lyon County sits in western Kentucky and uses the same basic delinquent property
Leslie County sits in eastern Kentucky, with Hyden as the county seat. It is a s
Martin County sits in eastern Kentucky, with Inez as the county seat. The county
Metcalfe County sits in south central Kentucky with Edmonton as the county seat.
Magoffin County sits in eastern Kentucky, with Salyersville as the county seat.
| Type: | Redeemable Deed |
| Bidding Process: | Premium |
| Frequency: | Yearly – Varies County by County |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | 1 Year With 1% Monthly Interest |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Hawaii Const Art 8 Sec 3 Ch 246 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Random Selection |
| Frequency: | Annually in Jul – Sep |
| Interest Rate / Penalty: | 15% + 3% Penalty |
| Redemption Period: | 4 Years |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Wyoming Statutes Title 39 Chapter 13 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Premium |
| Frequency: | Varies Based on Supply |
| Interest Rate / Penalty: | 12% |
| Redemption Period: | 1 Year |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Vermont Statutes Title 32 Ch 133-9 |
| Notes: | Overbid Does Not Get Returned and Does Not Earn Interest. However, Tax Sales Are Very Rare in Vermont |
| Type: | Tax Lien Certificate |
| Bidding Process: | Premium |
| Frequency: | 3rd Monday Yearly in Dec |
| Interest Rate / Penalty: | 12% |
| Redemption Period: | 3 Years + 60 Days |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | South Dakota Statutes Title 10 Chapter 20 |
| Notes: | Tax Lien Sales Are Not Common in SD |
| Type: | Tax Lien Certificate |
| Bidding Process: | Premium |
| Frequency: | Varies |
| Interest Rate / Penalty: | 12% |
| Redemption Period: | 1 Year |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Rhode Island Code Chapter 44-9-1 |
| Notes: | Sales Handled by Municipality, Not County |
| Type: | Tax Lien Certificate |
| Bidding Process: | Bid Down the Interest Rate + Premium |
| Frequency: | Annually Throughout the Year |
| Interest Rate / Penalty: | 18% + 2%-6% Penalty and 8% – 18% on Subs Depending on the Amount |
| Redemption Period: | 2 Years |
| Online Auction: | Some |
| Over the Counter: | Yes |
| Statute: | New Jersey Statutes Title 54 Ch 5 |
| Type: | N/A |
| Bidding Process: | N/A |
| Frequency: | N/A |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | N/A |
| Over the Counter: | N/A |
| Statute: | 2016 New Hampshire Rev Stat 5-80 |
| Type: | Tax Lien Certificate |
| Bidding Process: | “Rotational” Bidding System |
| Frequency: | Annually in March |
| Interest Rate / Penalty: | 14% |
| Redemption Period: | 3 Years |
| Online Auction: | Only Douglas County |
| Over the Counter: | Yes |
| Statute: | Nebraska Statue 77-1801 |
| Type: | Tax Lien Certificate |
| Bidding Process: | By Assignment via First Come First Serve Basis With Legal Requirements by Investor |
| Frequency: | Annually in July |
| Interest Rate / Penalty: | 10% + 2% Penalty |
| Redemption Period: | 3 Years |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Montana Code Ann 2015 Sec 15-16-301 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Premium “Overbid” |
| Frequency: | Annually in Aug |
| Interest Rate / Penalty: | 10% With 8% on Subsequent Years |
| Redemption Period: | 1 Year |
| Online Auction: | Few |
| Over the Counter: | No |
| Statute: | Missouri General Assembly Ch 140 |
| Notes: | Must Be a State Resident to Bid at Lien Sales. City of St Louis and Jackson County Use Different Process (Tax Deeds) |
| Type: | Tax Lien Certificate |
| Bidding Process: | Premium “Overbid” |
| Frequency: | Annually, Apr or Aug |
| Interest Rate / Penalty: | 18% |
| Redemption Period: | 2 Years |
| Online Auction: | Some |
| Over the Counter: | No |
| Statute: | Mississippi Code Sec 27-41-49 to 27-41-89 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Varies by County |
| Frequency: | Annually in May – June |
| Interest Rate / Penalty: | Varies by County. Anywhere Between 8% – 20% |
| Redemption Period: | 6 Months |
| Online Auction: | Some |
| Over the Counter: | |
| Statute: | General Assembly of Maryland 14-833 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Ownership Interest Bid Down |
| Frequency: | Yearly in May-June; Deeds: Monthly |
| Interest Rate / Penalty: | 12% + 5% Penalty |
| Redemption Period: | 3 Years |
| Online Auction: | Yes |
| Over the Counter: | No |
| Statute: | Louisiana Revised Statute 47-2157 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Sealed Bid First Come First Serve Basis but Must Be Present |
| Frequency: | Annually – Varies Throughout Year |
| Interest Rate / Penalty: | 12% |
| Redemption Period: | 1 Year |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Kentucky Rev Statute Ch 134 Art 420 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Random Selection Process in Lieu of Bid Down Ownership Interest |
| Frequency: | Annually 3rd Monday of June |
| Interest Rate / Penalty: | 24% |
| Redemption Period: | 2 Years |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Iowa Code Chapter 446 |
| Type: | Tax Lien Certificate |
| Bidding Process: | “Overbid” (Premium) |
| Frequency: | Annually Sometime in the Fall |
| Interest Rate / Penalty: | 10% Penalty if Redeemed in 1st 6 Months, 15% Penalty if Redeemed in Months 6-12, but Only on the Taxes and Fees Not the Overbid. Overbid Amount Receives 5% Interest. |
| Redemption Period: | 1 Year if Sold at County Sale, Liens Not Sold at County Sale Are Certified to Commissioner and Sold in “Commissioner’s Certificate Sale” With 120 Day Redemption Period |
| Online Auction: | Yes |
| Over the Counter: | No but There Is a Second Auction Called a Commissioners Certificate Auction With a Shorter Redemption Period of 120 Days |
| Statute: | Indiana Code 6-1.1-25 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Bid Down the Interest Rate |
| Frequency: | Annually – Varies Throughout Year |
| Interest Rate / Penalty: | 36% |
| Redemption Period: | 2 to 2 1/2 Years Depending on Classification of Property |
| Online Auction: | No |
| Over the Counter: | |
| Statute: | 35 ILCS 200/21 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Premium |
| Frequency: | Annually in Fall |
| Interest Rate / Penalty: | 9 Points Above Federal Discount Rate (Prime) |
| Redemption Period: | 3 Years |
| Online Auction: | Yes |
| Over the Counter: | Yes |
| Statute: | Colorado Revised Statutes 39-1-102 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Bid Down the Interest Rate |
| Frequency: | Annually in February |
| Interest Rate / Penalty: | 16% |
| Redemption Period: | 3 Years |
| Online Auction: | Yes – Not All Counties. Various Sites. Largest County Is Maricopa County |
| Over the Counter: | Yes – Liens Only |
| Statute: | Arizona Statute Title 42, Ch 18, Art 3 |
| Type: | Tax Lien Certificate |
| Bidding Process: | Premium |
| Frequency: | Annually In Apr-May-Jun |
| Interest Rate / Penalty: | 12% |
| Redemption Period: | 3 Years |
| Online Auction: | No |
| Over the Counter: | Yes |
| Statute: | Code of Alabama 1975, Sec 40, Ch 10 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Varies as Needed |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Wisconsin State Statutes Sec 75.69 |
| Type: | Hybrid – Both |
| Bidding Process: | Premium |
| Frequency: | Lien Sales Annually Oct – Nov. Deed Sales Are Held on a Needed Basis and Only on Properties That Were Not Sold at Lien Sale and Were Held by the County for 18 Months |
| Interest Rate / Penalty: | 12% on Liens |
| Redemption Period: | 18 Months on Liens |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | West Virginia Code 11a Article 3 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually Later in the Year |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | Many |
| Over the Counter: | No |
| Statute: | Washington State RCW 84.64 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually – Varies Throughout Year |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Code of Virginia 58.1-3965 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually in May |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | No |
| Type: | Redeemable Deed |
| Bidding Process: | Premium |
| Frequency: | Vary Throughout the Year |
| Interest Rate / Penalty: | 12% |
| Redemption Period: | Up to 1 Year |
| Online Auction: | Very Few |
| Over the Counter: | Some Counties Yes, Others Do “Surplus Property Sales” After Redemption Period |
| Type: | Redeemable Deed |
| Bidding Process: | Premium |
| Frequency: | Annually in Fall |
| Interest Rate / Penalty: | 3% Per Quarter Capped at 12% Annually |
| Redemption Period: | 1 Year |
| Online Auction: | No |
| Over the Counter: | No |
| Type: | Tax Deed |
| Bidding Process: | “Upset Sale” First With Premium Bidding Which Does Not Extinguish Other Liens, Followed by “Judicial Sale” Where All Liens With the Exception of Irs Liens Are Extinguished |
| Frequency: | Annually Throughout the Year. Upset Sales Typically Held in the Fall. Judicial Sale Typically in the Spring but Could Be Anytime After the Upset Sale. |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | Very Few |
| Over the Counter: | Yes Through “Repository” List With County Acceptance |
| Statute: | Pennsylvania Statutes Title 72-5860 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually in Spring or Summer |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Oregon Statutes Chapter 312 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually in June |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | Yes but County by County |
| Statute: | Oklahoma Statutes Title 68, Sec 3000 |
| Type: | Hybrid – Both |
| Bidding Process: | Premium on Deeds |
| Frequency: | Annually Throughout the Year |
| Interest Rate / Penalty: | 18% With Bid Down |
| Redemption Period: | 1 Year on Liens but Not Targeted for Individual Buyers |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Ohio Revised Code Section 5721.30 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually on the Third Tues in Nov |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | Yes, on County Basis |
| Type: | Tax Deed |
| Bidding Process: | Multiple Step Process. 1) Tax Foreclosure Sale With Premium Bidding but 10-day “Upset Bid” Period. Then Subsequent Sale, Then Surplus |
| Frequency: | Annually – Varies Throughout Year |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | Yes – “Surplus” |
| Statute: | North Carolina General Statutes 105-374 |
| Type: | Hybrid – Both |
| Bidding Process: | Premium on Deeds |
| Frequency: | Annually – Varies Throughout Year |
| Interest Rate / Penalty: | 20% on Liens With Bid Down |
| Redemption Period: | N/A |
| Online Auction: | Yes |
| Over the Counter: | No |
| Statute: | New York Real Property Tax Law Art 11 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually Throughout the Year |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | New Mexico Statutes Chapter 7 Article 38 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually – Varies Throughout Year |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | Only Pershing County |
| Over the Counter: | No |
| Statute: | Nevada Revised Statute 361.585 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Varies on as Needed Basis |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | Yes |
| Statute: | 2016 Minnesota Statutes Chapter 282 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually, Between July and Nov |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | Yes |
| Over the Counter: | Yes, “Surplus” |
| Statute: | Michigan General Property Tax Public Act 206 of 1983 |
| Type: | Tax Liens and Deeds |
| Bidding Process: | Varies by Municipality |
| Frequency: | Varies |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | 6 Months |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Mass Gen Laws Part 1 Title 9 Ch 60 |
| Type: | Tax Deed |
| Bidding Process: | Oral or Sealed Bid – Premium |
| Frequency: | Varies |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Maine Revised Statute Title 36 Part 2 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Varies by County & as Needed Depending on Number of Properties |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Kansas Statute Article 21 Ch 79-2101 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually in May or Varied Based on Number of Properties |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | Only a Few Counties |
| Statute: | Idaho Code Sec 63-100 to 63-101 |
| Type: | Redeemable Deed |
| Bidding Process: | Premium |
| Frequency: | Monthly on First Tuesday on the Month in Most Counties |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | 1 Year With 20% Penalty + 10% for Each Subsequent Year Until Foreclosure Is Filed |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Georgia Code Title 48 Ch 4 Article 1 |
| Type: | Hybrid – Both |
| Bidding Process: | Liens – Bid Down the Interest Rate. Deed – Premium |
| Frequency: | Throughout the Year Per County Discretion |
| Interest Rate / Penalty: | 18% |
| Redemption Period: | 2 Years |
| Online Auction: | Yes |
| Over the Counter: | Yes |
| Statute: | Florida Statutes Chapter 197 |
| Type: | “Monition Sales” (Redeemable Deed) |
| Bidding Process: | Premium |
| Frequency: | Quarterly or Monthly Based on the County |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | 1 Year With 20% Interest or 60 Days With 15% Penalty, Determined by County |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Delaware Statue Title 9 Ch 87 |
| Type: | Hybrid – Liens & Redeemable Deeds |
| Bidding Process: | Premium |
| Frequency: | Annually – Varies Throughout Year |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | 1 Year With 18% Penalty |
| Online Auction: | No |
| Over the Counter: | No |
| Statute: | Connecticut Gen Stat Title 12 Ch 204 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually – Varies Throughout Year |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | No but They Can Challenge Validity of Sale for 1 Year |
| Online Auction: | Yes – Most Counties |
| Over the Counter: | No – ‘ReOffer Sales’ Though |
| Statute: | Ca. Rev & Taxation Code Div 1 Part 6 |
| Type: | Tax Deed |
| Bidding Process: | First Come, First Serve Basis via Sealed Bid |
| Frequency: | Varies by Burrough Preferences |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | N/A |
| Online Auction: | No |
| Over the Counter: | Yes |
| Statute: | Alaska Statutes 29.45 Sec 320 |
| Type: | Tax Deed |
| Bidding Process: | Premium |
| Frequency: | Annually Typically During Summer Months |
| Interest Rate / Penalty: | N/A |
| Redemption Period: | 30 Day Redemption Period & 90 Day Litigation Period |
| Online Auction: | No |
| Over the Counter: | Yes |
| Statute: | Arkansas Code Sec 26-37-101 |
| Type: | Redeemable Deed |
| Bidding Process: | Premium |
| Frequency: | Monthly on the First Tuesday of the Month |
| Interest Rate / Penalty: | 25% Penalty Per 6 Months for Non Homestead or Special Land Use Properties. If 2 Yr Redemption Period Applies 25% for 1st Year and 50% Penalty for 2nd Year |
| Redemption Period: | 6 Months for Most Properties. 2 Years for Homestead and Special Land Use Properties |
| Online Auction: | The Vast Majority No, but in 2019, Two Counties (Victoria & Orange) |
| Over the Counter: | Sealed Bid for “Struck Off” Properties |
| Statute: | Texas Tax Code 1-E-24A |
Jackson County
Understanding Tax Sales in Jackson County, Arkansas: A Guide for Investors
Tax sales offer investors a way to acquire property or earn interest by paying delinquent taxes. In Arkansas, the Commissioner of State Lands (COSL) oversees annual public auctions when property owners fail to pay taxes for three years. This article explains how tax sales in Jackson County, Arkansas work, sale date, registration process, bidding rules and redemption deadlines. It also provides background on Arkansas’s tax-deed investing environment, fun facts about the Natural State, and practical tips for both U.S. and international buyers.
Brief overview of Arkansas tax lien/deed investing
Arkansas sells tax deeds. If a property owner doesn’t pay taxes for three years, the county takes the property. Each year, there’s a tax sale where people can bid on the property. If you win, you own it, but there might be some rules about it.
Now, if the original owner wants their property back, they must pay before the sale. If they don’t, they lose it. Property taxes in Arkansas are low. People pay about $699 on average each year, which is one of the lowest in the country. This makes Arkansas a good place for investors who buy tax deeds. The state also has limits on how much taxes can go up each year, which gives buyers more confidence.
Important details
Arkansas’s appeal for tax deed investors
Arkansas has low property taxes, which are about $699 per person. That’s much cheaper than the national average of $1,506.
You can buy land here for much less than what it might be worth. After you buy, you can sell it, rent it, or keep it until it’s worth more. Arkansas sells deeds instead of liens, so you get the full ownership right away, and there’s no waiting involved.
The rules are simple, too. You need to register, bid in person, and pay in full when you buy. If something goes wrong, you can get your money back. There’s no waiting time to get the title.
Both U.S. and non-U.S. buyers can take part, but people living outside the U.S. can’t buy at auctions. People inside the U.S. need valid ID to register.
The laws in Arkansas help keep property taxes low and make it easier to own land. This makes it cheaper to hold onto your property.
The state’s economy is doing well. It has big companies like Walmart and Tyson Foods. Arkansas is also a leader in farming, especially rice and chickens. Lots of jobs in factories help support property values. By buying homes or businesses here, you could benefit as the economy grows.
Fun facts and attractions
Arkansas is nicknamed the Natural State for good reason. Beyond tax sales, you’ll find:
Why Jackson County is ideal for tax deed investing
Jackson County, located in eastern Arkansas along the White River, has a mix of small towns, farms and light industry. Newport—the county seat—hosts the state‑supported Arkansas State University–Newport campus and benefits from river commerce. The county’s small population (roughly 17,000) means modest competition at auctions and opportunities to acquire multiple parcels in a single sale.
In the 2025 sale, Jackson County’s parcels will be auctioned together with those from neighboring White and Woodruff counties at the Searcy venue. This consolidation reduces travel for bidders and allows investors to scout properties in multiple counties in one trip.
Auction process for tax deeds in Arkansas
When are Jackson County tax sales held?
Tax sales occur once a year, usually in September. The COSL publishes the next year’s schedule by the end of the current year.
Arkansas law requires the Commissioner to hold auctions in the county where the property lies or in an adjacent county if no suitable venue exists. Dates can change if parcels are redeemed or if unforeseen circumstances arise, so check for updates.
How does registration work?
Bidders must register on‑site before the auction, present a photo ID and receive a bid card. There is no online or mail registration; you must attend in person or authorize a proxy. Registration usually opens about an hour before the sale.
Bring a valid driver’s license, license plate or other government‑issued ID. If bidding on behalf of a corporation or another person, bring a notarized letter authorizing you to act as their agent. The clerk will assign you a bid number, which the auctioneer will call if you make the winning bid.
What is the bidding procedure?
The auctioneer reads each parcel number and minimum bid (taxes plus costs) in order. Bids are oral and rise in increments set by the auctioneer. The highest bid wins, provided it meets or exceeds the minimum.
Once you call out a bid, it becomes a binding offer; you cannot rescind it if someone else does not outbid you. The Commissioner may reject any bid not in the state’s best interest. After the last call, the auctioneer declares the parcel sold. You must pay for all parcels you win before leaving the venue. If a parcel receives no bid, it may be offered in an online sale later.
How are payments handled?
You must pay the full purchase price immediately after the auction. Accepted payment methods include personal or business checks, certified funds and credit/debit cards. Cash is not accepted.
At live auctions, buyers sign a sale contract and then proceed to the cashier. Checks should be made payable to the Commissioner of State Lands. Many bidders find it convenient to bring a check for the estimated amount plus a blank check; the cashier will fill in the final amounts. Card payments may involve a service fee. If you do not pay for a parcel, you may be banned from future auctions.
What returns can investors expect?
Because Arkansas sells deeds, returns come from acquiring property at a discount and then selling, renting or holding it. Investors frequently pay 10–50 % of market value and can achieve substantial profits if the property is in good condition. However, there is no fixed interest rate like in tax lien states.
Unlike tax lien certificates (which pay a statutory interest), tax deeds give you ownership. You may resell quickly for a profit, rehab and rent, or hold long term. Always factor in back taxes, municipal liens or code violations that survive the sale. The absence of a redemption period accelerates returns but also places the burden of due diligence squarely on the investor.
Who can participate?
The auction is open to anyone 18 or older with a valid ID who lives in the United States or one of its territories. Employees of the Commissioner, county collectors, former owners and individuals with a home of record outside the U.S. are prohibited from bidding.
If you reside overseas but maintain a U.S. address, verify eligibility with COSL. Foreign corporations must also meet the same requirement. Some investors use agents or attorneys located in the U.S. to bid on their behalf.
Importance of due diligence
What does due diligence entail?
Due diligence includes:
Skipping due diligence can lead to buying landlocked lots, worthless strips or parcels subject to expensive liens. Always inspect public records and consult a local attorney if unsure.
Buying over‑the‑counter (OTC) tax deeds
If parcels receive no bids at the live auction, the Commissioner lists them for sale online. These over‑the‑counter (OTC) deeds may be purchased at a fixed price.
How to purchase OTC deeds
Benefits of OTC purchases
However, competition can still be intense because experienced investors monitor OTC lists for undervalued parcels. Always perform the same due diligence as for live auctions.
Frequently asked questions
Q: Where can I find the parcel list?
A: The Commissioner publishes a public auction catalog on approximately 30 days before the sale. It includes parcel numbers, legal descriptions, assessed values and minimum bids. Local newspapers also run legal notices two weeks prior.
Q: Can I use financing?
A: No. The state requires full payment at the sale by cashless methods. You cannot finance or make partial payments.
Q: What happens if the original owner challenges the sale?
A: The owner or interested party may file a legal action within 60 days of the deed’s recording. If the sale is voided, the state refunds your purchase price and may reimburse you for improvements. Consult a local attorney for details.
Q: Are mobile homes included?
A: Mobile homes on rented land are not sold; only real estate interests (land and improvements) are auctioned. Verify whether the property includes a dwelling or just vacant land.
Q: What if I can’t attend?
A: Arkansas does not allow remote bidding at the live sale. You may appoint a proxy with a notarized power of attorney. Some investors hire local attorneys or relatives to bid on their behalf.
Pro tips
Useful links
Conclusion
Arkansas’s structured and transparent tax deed system, coupled with low property taxes and an improving economy, makes Jackson County a promising destination for tax deed investors. The auction offers the chance to acquire property for pennies on the dollar. Remember that due diligence is not optional—research each parcel, verify its status on auction day and prepare to pay immediately. With good preparation and patience, tax deed investing can be a profitable addition to your real estate strategy.
Need a hand?
Thinking about tax-sale investing in Jackson County? Start by exploring the Auction Calendar for current listings. Learn with our free resources, and if you’d like to walk through the process or ask questions, Book a free call with one of our knowledgeable experts.
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About Dustin Hahn
Dustin Hahn is a Tax Lien & Deed investor with over 22 years of experience and hundreds of deals under his belt. He created Tax Lien School.com to help you buy Tax Deeds up to 90% off mortgage free and earn up to 36% ROI with Tax Liens. This site was voted the “Most Useful Resource” for new investors. Dustin’s YouTube Channel is the #1 Channel on Tax Liens & Deeds with over 98,000 Subscribers and 3600 videos to help you start. “The Best Time To Start Real Estate Investing Was 20 Years Ago, The Second Best Time Is TODAY!”