What You Need to Know Before Bidding on a Tax Deed in Fannin County

If you’re thinking about getting into tax deed investing in Georgia, Fannin County is one of those places that’s worth looking into. With its scenic mountains, growing second-home market, and Georgia’s investor-friendly tax laws, Fannin offers a shot at high returns—if you do your homework.

Here’s your updated guide with verified details, helpful links, and tips to help you make smart choices.

A Quick Look at Georgia’s Tax Deed System

Georgia uses a redeemable tax deed system. That means you’re not getting full ownership right away, but you can earn a minimum 20% return if the property is redeemed within the redemption period. If it’s not redeemed, you can eventually get the title.

This setup gives investors a chance to earn strong returns, while giving property owners a last chance to keep their home.

Important Tax Sale Details for Fannin County

Detail	Information
Tax Sale Type	Redeemable Tax Deed
Sale Frequency	First Tuesday of the month (only when properties are available)
Redemption Period	1 year and 1 day
Interest/Penalty Rate	20% minimum return (as a penalty)
Bid Method	Public outcry (live auction, highest bidder wins)
Registration	Required on auction day (starts at 9:00 AM)
Auction Time	Starts at 10:00 AM
Auction Location	Fannin County Courthouse – 400 West Main St., Blue Ridge, GA 30513
Payment Requirements	Full payment due within one hour (Cash or Certified Check only)
Contact	Fannin County Tax Commissioner – (706) 632-2645
Sale Announcements	Published in The Fannin Sentinel and on GSCCCA

Why Georgia—and Fannin County—Are Worth a Look

Georgia’s tax deed system is popular among real estate investors because of its simple structure and high return potential. With a guaranteed 20% penalty and the possibility of gaining full ownership, the risk-to-reward ratio is attractive.

Fannin County adds an extra layer of appeal. It’s not just about buying property—it’s about buying in-demand land in one of Georgia’s fastest-growing tourism zones.

Quick Facts About Georgia

• Population: About 11 million statewide; Fannin County has around 26,000 residents
• History of Tax Deeds: Georgia uses redeemable deeds, giving property owners time to pay while rewarding investors
• Unique Law: The state’s 1-year redemption period is among the shortest in the U.S.
• Nickname: Georgia is called the “Peach State,” but its tax deed structure makes it a peach for investors too

Attractions and Local Economy in Fannin County

Popular Attractions

• Scenic train rides (Blue Ridge Scenic Railway)
• Public parks, lakes, and hiking trails
• Small-town shopping and local dining

Transportation

• Easy highway access via U.S. Highway 76
• About two hours north of Atlanta
• Closest airports are regional, not commercial

Economy and Growth Sectors

• Tourism (vacation cabins, scenic getaways)
• Residential construction
• Agriculture and family-owned businesses

Community Appeal

• Remote workers and retirees love the peaceful pace
• Outdoor lifestyle is a big draw: fishing, kayaking, hiking
• Short-term rentals are in demand

Why Georgia Tax Deed Investing Works

High Returns with Less Risk
You either get a 20%+ return in just over a year or a property you can hold, rent, or sell. Compared to stocks or rental headaches, it’s a simple way to grow your money.

Open to All Investors
Whether you’re local or out-of-state (even international), Georgia lets everyone bid.

Bidding Process
Live auction, courthouse steps, public outcry. Bidding starts at the back taxes owed. Pay in full the same day.

After the Sale

• Wait 1 year and 1 day
• If not redeemed, file a quiet title action
• Get full ownership

How to Participate in a Fannin County Tax Deed Sale

1. Check Listings
   Listings are posted on the Fannin County Tax Commissioner’s website and in The Fannin Sentinel.
2. Show Up Early
   Arrive by 9 AM with ID to register. Auction starts at 10.
3. Bid Carefully
   Know the property’s location and value before bidding.
4. Pay Immediately
   Bring cash or certified funds. No personal checks or cards.
5. Track the Redemption
   If the owner doesn’t redeem, begin the quiet title process.

Over-the-Counter (OTC) Sales in Georgia

Fannin County doesn’t list OTC properties online, but you can call the Tax Commissioner to ask about leftover parcels.

Benefits of OTC Deeds:

• No competition
• Fixed return if redeemed
• More time to research

Real Estate Trends in Fannin County

• Cabins and second homes are hot
• Vacation rental demand keeps rising
• Low inventory means strong long-term value
• Remote workers are moving in

Final Thoughts: Is Fannin County a Good Spot for Tax Deed Investing?

Absolutely—if you’re prepared. With growing demand, scenic beauty, and strong rental appeal, Fannin County is a solid pick for smart investors.

Just remember: the best deals go to those who’ve done their homework.

Pro Tips

• Use GIS tools to look up property location and condition
• Check for occupancy before bidding
• Understand the quiet title process ahead of time
• Bring exact payment and show up early on sale day

Frequently Asked Questions (FAQs)

Can anyone bid at a Fannin County tax sale?
Yes. Local and out-of-state investors can participate.

How long is the redemption period?
1 year and 1 day from the date of the tax sale.

What happens if the owner doesn’t redeem?
You can file a quiet title action to gain full ownership.

How do I pay after winning?
With cash or a certified check, within one hour of the sale ending.

Are there guarantees on the property?
No. Properties are sold “as-is.”

Useful Links

• Fannin County Tax Commissioner
• Fannin County Tax Info
• Fannin County Government Site
• Georgia GSCCCA Sales Records
• Unlock Property Deals at a Fraction of the Cost in Georgia
• Discover the intriguing world of Hybrid Auctions
• Discover Tax Deeds and how you can find property for as little as $50! 
• Want to get started with Tax Liens? Watch this video!
• Learn About the 90% Off Georgia Real Estate!!

Ready to Learn More?

Visit our Auction Calendar to track upcoming sales in Fannin County and plan your investment strategy. If you’re not sure where to start or have questions about any step in the process, you can book a call with our expert team. We also offer free resources that will walk you through every part of the process—from preparing your funds to filing for title. Make your first bid with confidence

Sign up or log in to view the full content.