Woodruff County, Arkansas Tax Deed Sale – Dates, Procedures & Investment Guide

Investing in unpaid property taxes can be a good chance. In Arkansas, the state treasurer sells these properties. You’ll buy tax deeds instead of tax lien certificates. 

This guide covers how the tax deed sale works in Woodruff County, including when and where it happens. The county’s quiet rural feel and strong farming community make it a unique spot for investors.

Brief overview of Arkansas tax lien/deed investing

In Arkansas, if property taxes are unpaid for two years, the county notifies the Commissioner of State Lands. The property is then sold at a tax auction. Instead of tax lien certificates, bidders receive a limited warranty deed, which means they own the property but face a 90-day challenge period. If the property doesn’t sell, it can be sold later online with a $100 deposit needed to bid. There is no interest rate since a deed is given, so any profit comes from selling or renting the property.

Summary of key details

Key detailWoodruff County specifics
Tax sale typeTax deed (limited warranty deed)
Typical sale dateEarly to mid-September. 
Redemption periodNo redemption after sale. Must redeem by 4 p.m. the business day before
Interest rateNot applicable
Bid procedureLive auction at 10 a.m. CT. Register with valid ID. Minimum bid = taxes + fees. Highest bid wins. Unsold parcels go online with $100 deposit required
Deposit requirementsNo deposit at live sale; full payment due immediately. Online sales require $100 deposit per parcel
RegistrationRegister before sale with valid driver’s license; receive numbered bid card
Auction locationChanges yearly. In 2025: Downtown Church of Christ – Auditorium, 900 N Main Street, Searcy
Redemption deadline4 p.m. CT on the business day before sale
More informationCOSL: 501-324-9422, [email protected]. Woodruff County Collector: 870-347-5152

Woodruff County’s appeal for tax deed investors

Woodruff County is a calm and friendly place in Arkansas, next to the White River. It has beautiful land, fresh air, and lots of outdoor fun. The county, named after a newspaper founder, has a historic courthouse in Augusta that people love to see. With around 5,778 people, it’s one of the least crowded places in Arkansas.

The county is good for farming, especially for rice, cotton, and soybeans. Even with changes in farming, small factories and processing plants still work in towns like Augusta, McCrory, and Cotton Plant. The average household makes about $50,000 a year, so housing is pretty affordable compared to other areas.

Getting around is easy with U.S. Highway 64 running through the county. The White River is great for fishing and boating. Nearby small airports help with private flights.

There’s plenty to do outdoors. The White River is famous for fishing, while the Cache River is known for duck hunting. In McCrory, there is a fun festival called Mosquitofest in June. Additionally, Augusta has a park by the river where you can launch boats. The town celebrated its 150th birthday a while back.

Why Woodruff County tax deed certificates are a smart investment

High returns without interest rate risk

In Arkansas, buying property through a tax deed means you actually own it, not just a lien. You usually pay almost the back taxes owed. Investors can earn money by selling, renting, or waiting for the land to gain value. Rural areas with farmland or timber can still be valuable, even if the population decreases.

Clear procedures and bidding process

  1. Research parcels – Use COSL’s catalogue and DataScoutPro to review legal descriptions, maps and delinquent taxes. Verify location, access, and any liens or encumbrances before bidding.
  2. Register to bid – Arrive early and show a valid driver’s licence. You will receive a pre‑numbered bid card; registration is mandatory .
  3. Live auction – The auctioneer calls parcels in the order listed. Oral bids start at the delinquent tax amount; the highest bid wins. Buyers must pay in full with approved funds (check, debit/credit or cashier’s check) at the sale.
  4. Unsold‑Property Auction – Unpurchased parcels are listed online 30 days later. Winning online bidders automatically pay $100 earnest money per parcel; the balance is due within ten business days via certified funds.
  5. Title and litigation period – The COSL issues a limited warranty deed. Buyers should not make major improvements until the 90‑day litigation period has passed. Title insurance may require a quiet‑title action.

Maximum potential returns

Returns on land vary. You can make money from agricultural land through leases or crop sharing. Empty residential lots often sell quickly to neighbors or builders. Timber land can bring in cash when trees are cut down. In rural areas, land prices can be low, sometimes close to tax amounts, which makes it a good deal compared to cities.

Open to all investors

Arkansas auctions are for U.S. residents only. You need a valid driver’s license and a U.S. payment method to bid. Past owners and foreign bidders can’t participate. If you’re from another state, just check online and join the sale or bid on unsold properties. It’s easy!

Understanding the Woodruff County tax sale process

How the auction works

  • Notice and catalogue – COSL publishes a notice of sale and lists the parcels in its online catalogue. The notice includes the delinquent taxes, owner name and legal description.
  • Registration – Register in person before the live auction; provide your driver’s licence and receive a bid card.
  • Bidding – Minimum bids equal the taxes, penalties and fees. Oral bids are binding; the highest bidder wins. Unsold parcels move to the online auction with the same minimum bid.
  • Payment – At live auctions, full payment is due immediately via check or card; cash is not accepted. For online auctions, $100 earnest money is charged at the time of the successful bid and the balance is payable within ten business days.
  • Deed issuance – Once payment clears and the litigation period expires, the COSL records a limited warranty deed in the county. Investors may need a quiet‑title action to obtain marketable title.

Expected returns on Woodruff County tax deeds

In real estate, there’s no set interest rate. How much money you make depends on the property’s value or income. Farmland can provide yearly rent, while residential lots might be sold to nearby owners. In rural Arkansas, it’s common to see returns of 20% to 50% or more when buying properties near their tax amount and selling at fair market prices.

Participation by out‑of‑county investors

You don’t need to live in Woodruff County to buy property there. The COSL’s online catalogue and maps help you search easily. Out-of-town buyers can join the live auction or check unsold properties. It’s smart to check the property’s condition and any liens. If you’re far away, consider hiring local agents to inspect the parcels.

Importance of due diligence

What due diligence entails

  1. Physical inspection – Visit the parcel or view satellite imagery. Confirm road access and check for structures, flooding or encroachments.
  2. Title research – Search county records for liens, mortgages or municipal assessments. Federal liens (e.g., IRS) may survive a tax sale.
  3. Zoning and land use – Contact the county planning department to understand zoning restrictions. Agricultural parcels may have conservation easements.
  4. Taxes and fees – Determine if current year taxes or improvement district fees will become your responsibility.
  5. Market analysis – Compare recent sales of similar properties to estimate resale value.

Risks of skipping due diligence

Failing to research can lead to purchasing landlocked parcels, contaminated sites or properties with significant liens. Buyers risk litigation costs or unmarketable title. Always budget for legal fees to quiet title, survey costs and potential cleanup.

Over‑the‑Counter (OTC) opportunities

If a property does not sell at a live auction, it goes to an online Unsold Property Auction. Buyers can purchase these properties without competition. You need to pay some earnest money first and the rest is due in ten business days.

Buying these properties can be a smart choice since the starting price only covers taxes and fees. But be careful because some may have access problems or environmental issues. Always do your research first.

Why Woodruff County is attractive for tax deed investors

  • Affordable entry cost – Low population and farmland economy keep bid prices close to the tax amount.
  • Agricultural potential – Rich, level soils support rice, cotton, soybean and grain farming.
  • Recreational appeal – Abundant wildlife and waterways attract anglers and hunters, supporting tourism and potential cabin rentals.
  • Historical charm – The 1902 courthouse and small‑town festivals such as Mosquitofest give the area a unique character.

Conclusion – Investing smart in Woodruff County

Woodruff County has a tax deed sale where you can buy property for a low price. The next sale is on September 11, 2025, at 10 a.m. Registration is required. Make sure you know the rules because you can’t get your money back after 4 p.m. the day before the sale. You also need to pay in full when you bid. Do your research on each property and remember there’s a 90-day waiting period before making changes. With good planning and patience, this can be a smart investment.

Pro tips

  • Arrive early – Registration opens before the sale; bring a valid driver’s licence and payment method.
  • Bring multiple payment options – Personal or business checks, cashier’s checks and debit/credit cards are accepted. Cash is not.
  • Network locally – Visit the county courthouse and talk to residents; they may know the property’s history.
  • Budget for legal costs – A quiet‑title action may be necessary to obtain marketable title.
  • Use DataScoutPro – The COSL’s partnership with DataScoutPro provides free parcel maps and assessor data.

Frequently asked questions

Q: Do I need to register?
A: Yes. You must register before the auction begins. Bring a valid driver’s license or photo ID to receive a numbered bid card.

Q: Is there a deposit required?
A: For live auctions, no deposit is required, but you must pay in full immediately if you win. For online auctions of unsold parcels, a $100 deposit per parcel is charged at the time of a successful bid.

Q: How do I pay if I win?
A: Payment is due right after the sale. Accepted forms are personal or business check, cashier’s check, money order, or debit/credit card. Cash is not accepted.

Q: Can property owners redeem after the sale?
A: No. Redemption ends at 4:00 p.m. the business day before the auction. After that, all sales are final.

Q: What happens after I pay?
A: You will receive a limited warranty deed recorded in the county. Be aware of the 90-day litigation period, during which sales can be challenged. Many buyers file a quiet title action before reselling.

Q: How do I research properties before bidding?
A: Use the COSL auction catalog and DataScoutPro for parcel details. You should also check with the county assessor and circuit clerk for liens, access issues, or other concerns.

Useful Links

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About Dustin Hahn

Dustin Hahn is a Tax Lien & Deed investor with over 22 years of experience and hundreds of deals under his belt. He created Tax Lien School.com to help you buy Tax Deeds up to 90% off mortgage free and earn up to 36% ROI with Tax Liens. This site was voted the “Most Useful Resource” for new investors. Dustin’s YouTube Channel is the #1 Channel on Tax Liens & Deeds with over 98,000 Subscribers and 3600 videos to help you start. “The Best Time To Start Real Estate Investing Was 20 Years Ago, The Second Best Time Is TODAY!”

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