What You Can Buy for Cheap at Hancock County’s Monthly Tax Sale

Thinking about investing in tax sales in Hancock County, Georgia? You’re in the right place. Whether you’re just getting started or already have experience, this guide walks you through what you need to know—step by step and in plain English.

Overview of Tax Lien and Deed Investing in Georgia

Georgia uses a redeemable tax deed system. This means when you win a property at a tax sale, the current owner has 12 months to repay the back taxes, plus interest. If they don’t pay within that time, you can start the legal process to take full ownership.

You’ll either get your money back with 20% interest or end up owning the property. It’s a simple and direct way to get involved in real estate investing with fewer risks than traditional property purchases.

Key Details for Hancock County Tax Sales

Here’s a quick table showing how tax sales work in Hancock County:

Detail	Information
Tax Sale Type	Redeemable Tax Deed
Auction Day	First Tuesday of the month (only when properties are available)
Auction Time	10:00 AM Eastern Time
Redemption Period	12 months
Interest Rate	20% flat (not prorated)
Bidding Method	In-person public auction
Payment Due	Immediately after auction
Accepted Payment	Cashier’s Check or Money Order only
Registration Time	9:00–9:30 AM on auction day
Auction Location	Hancock County Courthouse – 12630 Broad St, Sparta, GA 31087
Contact	Phone: (706) 444-5148, Email: [email protected]
Auction Info Page	Tax Sale Information
County Website	Hancock County Government

Why Georgia Is a Good State for Tax Sale Investing

The guaranteed 20% interest rate, combined with a clear redemption timeline, makes Georgia a good place to start or expand your real estate investments. Investors can work with lower capital compared to buying homes traditionally. And for those who do their research, the results can be worthwhile.

Fun Facts About Georgia

• Georgia’s population is over 10.9 million.
• The state capital is Atlanta, one of the fastest-growing cities in the U.S.
• Georgia law guarantees a full 20% return if the property is redeemed within 12 months—there’s no prorating.
• Property tax collection laws have been around in Georgia since the 1780s.

What Makes Hancock County Appealing

Hancock County is quiet, rural, and full of opportunity for the patient investor. Property values are low, with some parcels going for $5,000 to $15,000. There’s less competition than in big counties, so smart buyers can find solid opportunities.

It’s located between Milledgeville and Augusta—close enough for potential growth, but still affordable. And unlike crowded metro areas, you won’t be fighting with dozens of bidders.

Attractions and Local Highlights

Things to Do

• Historic buildings and landmarks, especially around Sparta.
• Nearby Lake Sinclair offers fishing, boating, and weekend getaways.
• Quiet parks and small community events.

Getting Around

• U.S. Route 278 and Georgia State Route 15 connect Hancock to nearby towns.
• Milledgeville and Augusta are a short drive away.
• Larger airports like Atlanta’s Hartsfield-Jackson are within a couple of hours.

Economy and Community

• Agriculture and timber are still big in Hancock County.
• Manufacturing and transportation jobs are growing in surrounding regions.
• The community is close-knit with a slower pace, which supports steady, long-term growth.

How the Hancock County Tax Sale Works

1. Arrive early (by 9:00–9:30 AM) on the first Tuesday of the sale month.
2. Register onsite with your ID.
3. Auction starts at 10:00 AM at the Hancock County Courthouse.
4. Bid in person. The highest bidder wins.
5. Pay immediately with a cashier’s check or money order.
6. Wait 12 months to either get your money back with 20% interest or move forward with taking ownership.

Expected Returns

The return is 20% flat if the original owner redeems the property. If not, you can begin the process to take full title. Either way, you’re in a better position than many traditional investors.

Can Anyone Join the Auction?

Yes. Anyone can attend and bid, including out-of-state and international buyers. You just have to be there in person and ready to pay right after the sale.

How to Handle Over-the-Counter (OTC) Purchases

If a property doesn’t sell during the auction, it may become available over-the-counter. This means:

• You can contact the Tax Commissioner’s Office to ask about unsold parcels.
• You may be able to buy directly without going through another auction.
• Payment is still required upfront.

Buying OTC is a quieter, often simpler option—no bidding war, no auction crowd.

Real Estate in Hancock County

• Sparta is the center of real estate activity.
• Property is more affordable than in Georgia’s big cities.
• Large rural lots are common—great for farming or long-term holding.
• Close proximity to Lake Sinclair adds value for recreational buyers.
• Growth is slow but stable, which is great for investors looking for predictability.

Pro Tips for Bidding in Hancock County

• Walk the land if you can before the sale.
• Ask locals about the history of the property.
• Some lots are near cemeteries or historic areas—this can affect land use.
• Be ready to file for a quiet title after the redemption period.

FAQs

Is the 20% interest guaranteed?
Yes, Georgia law guarantees it if the property is redeemed.

Can I join the auction online?
No. All tax sales in Hancock County are held in person.

What if no one redeems the property?
You can start the legal process to take full ownership through foreclosure.

Can international investors participate?
Yes, as long as they attend in person and follow payment rules.

Is a title search necessary?
Yes, always do your due diligence. A quiet title action may be required later.

Useful Links

• Hancock County Tax Sale Info
• Hancock County Tax Commissioner’s Office
• Hancock County Official Website
• Georgia Department of Revenue – Property Tax
• Unlock Property Deals at a Fraction of the Cost in Georgia
• Discover the intriguing world of Hybrid Auctions
• Discover Tax Deeds and how you can find property for as little as $50! 
• Want to get started with Tax Liens? Watch this video!
• Learn About the 90% Off Georgia Real Estate!!

Need a Hand?

 Tax-sale investing in Hancock County begins with a visit to our Auction Calendar. Learn how to evaluate properties using our free resources, and if you’re looking for extra support, book a call today.

Sign up or log in to view the full content.

Free help available

Get a Tax Deed in the next 30 days

Need a hand on your first deal at up to 90% off? Book a free call and we’ll guide you step by step.

Auction
Calendar Book a free
call Free
resources

About Dustin Hahn

Dustin Hahn is a Tax Lien & Deed investor with over 22 years of experience and hundreds of deals under his belt. He created Tax Lien School.com to help you buy Tax Deeds up to 90% off mortgage free and earn up to 36% ROI with Tax Liens. This site was voted the “Most Useful Resource” for new investors. Dustin’s YouTube Channel is the #1 Channel on Tax Liens & Deeds with over 98,000 Subscribers and 3600 videos to help you start. “The Best Time To Start Real Estate Investing Was 20 Years Ago, The Second Best Time Is TODAY!”

20+yrs

5–10deals/mo

2009TLS founded