Loudon County, Tennessee Tax Sales: A Complete Guide for Buyers

Loudon County holds annual tax sales to collect unpaid property taxes. These sales give buyers a chance to invest in real estate at a discount, but you need to know how the process works before jumping in. This guide explains everything from registration to redemption periods so you can be fully prepared.

How Tax Sales Work in Loudon County

Tax sales here are managed by the Chancery Court. If the owner doesn’t pay their taxes, the court can order the property to be sold. The county holds a live, in-person auction where buyers can bid on these properties.

Sales happen only once a year, usually in the fall. If you’re planning to attend, you’ll need to register in person on the day of the auction. Bring your ID and a completed W-9 form.

The auction is held at the Loudon County Chancery Court, located at 601 Grove Street, Loudon, TN 37774. Bidding starts at the total amount owed in taxes, interest, penalties, and court costs. The highest bidder wins, but the sale must be confirmed by the court.

After the court approves the sale, the original property owner has up to one year to buy the property back by paying the total amount owed. If that doesn’t happen, the buyer receives a deed to the property.

Important Details About Loudon County Tax Sales

Detail	Information
Tax Sale Type	Tax Deed (via Chancery Court)
Auction Type	In-person only
Location	601 Grove Street, Loudon, TN 37774
Auction Date	Once a year, usually in the fall
Start Time	Around 11:00 AM ET
Registration Time	Starts at 10:00 AM on auction day
Required Documents	Valid ID, completed W-9 form
Payment Method	Cash, cashier’s check, or money order (no personal checks unless backed by a bank letter)
Redemption Period	1 year from court confirmation
Title Transfer	Buyer receives deed after redemption period ends
Quiet Title Action	May be needed for clear ownership
Tax Sale Updates	Posted in News-Herald and on Chancery Court’s Tax Sale Page
Property Listings	Available at Clerk & Master’s Office and county courthouse

What to Do Before the Auction

1. Research Property Listings
   Check available properties online or visit the courthouse. Review tax records and ownership history.
2. Visit the Property Area
   You can’t go inside, but you should drive by, look at the neighborhood, and check conditions.
3. Register on Auction Day
   Show up early with ID and a W-9 form. There’s no online or early registration.
4. Bring the Right Funds
   Payment is due right after the sale. Use certified funds like cashier’s checks or money orders.
5. Understand the Redemption Period
   The owner can still reclaim the property within a year by paying everything owed.
6. Prepare for Legal Steps
   You might need to file a quiet title lawsuit to clear ownership or get title insurance.

After You Win a Property

Winning a bid doesn’t mean instant ownership. Here’s what happens next:

• Court Approval is required before your bid is official.
• Redemption Period lasts 1 year, during which the former owner can buy back the property.
• Quiet Title may be needed before reselling or developing the property.
• Evictions are handled through Tennessee law if the property is occupied.
• Utility Bills or Other Liens may still exist—always check before bidding.
• Insurance and Maintenance become your responsibility after ownership is final.

Pro Tips for Bidders

• Always perform a title search before bidding.
• Never assume you’ll get the keys right away—wait for the redemption period to end.
• Budget for extra costs like court fees, repairs, and title work.
• Consult a real estate attorney if you’re unsure about any part of the process.

Why Invest in Loudon County?

• Affordable and Attractive Real Estate
  Close to Knoxville, but much more affordable.
• Popular with Retirees and Families
  Communities like Tellico Village offer lakefront living and amenities.
• Fast-Moving Market
  Homes here sell quickly and values are stable.
• Planned Communities
  Developments with golf courses and marinas attract long-term residents.
• Variety of Property Types
  From farmland to lake homes, investors have plenty of options.

Useful Links

• Loudon County Clerk & Master – Tax Sale Info
• Loudon County Chancery Home
• Loudon County Government
• Property Assessor/GIS Mapping
• Why Tennessee Tax Sales Are a Smart Investment Choice
• Let’s talk about redeemable tax deeds and how you can profit from them!
• Discover Tax Deeds and how you can find property for as little as $50!

Frequently Asked Questions (FAQs)

Do I have to live in Loudon County to bid?
No. Anyone can attend and bid at the auction, including out-of-state investors.

Can I register online?
No. You must register in person on the day of the auction.

Can I inspect the property before the auction?
Only from the outside. Interior access is not allowed.

Is financing available for tax sales?
No. You must pay in full on the day of the auction using certified funds.

What if the owner redeems the property?
You’ll be refunded your bid amount, but you won’t keep the property.

Get Ready for the Next Auction!

Don’t miss out—check our auction calendar. Go ahead and Book a call with our experts and use our free resources to gain an edge. Smart investors prepare early!

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