Hendricks County Indiana Tax Lien Certificate Investing Guide

Introduction of the county and about the article

Hendricks County sits just west of Indianapolis and has grown fast in recent years. The county mixes small town life with strong job growth and steady housing demand. This guide explains how Hendricks County, Indiana conducts its tax lien sales, what rules apply, and how investors can use these sales in a clear and simple way.

What is / Brief Overview of County’s Tax Lien / Deed Investing

Indiana uses tax lien certificates, not tax deeds, for regular property tax sales. Hendricks County follows state law and sells a tax lien on properties with unpaid taxes. Investors bid at a public tax sale and receive a tax sale certificate rather than the deed. If the owner does not redeem within the set time, the investor can ask the court for a tax deed.

Important Details

Fun Facts About the County

• Hendricks County has passed one hundred seventy thousand residents and continues to grow.
  
• The county seat is Danville while Plainfield is the largest and most active town.
  
• Job growth is strong in health care, logistics, retail and manufacturing.
  
• Many residents work in Indianapolis due to short commutes and easy highway access.
  

Attractions and Economic Highlights

• Attractions
  
  • Lucas Oil Indianapolis Raceway Park and Beasley Orchard.
    
  • McCloud Nature Park with miles of trails and nature programs.
    
• Transportation
  
  • Access to Interstate seventy and Interstate seventy four.
    
  • Fast drive to Indianapolis International Airport.
    
• Economy
  
  • Leading employers include health care systems, logistics centers, and manufacturing.
    
• Community
  
  • Weekly markets, local festivals and family events across Avon, Brownsburg, Danville, and Plainfield.
    

Why This County is Ideal for Tax Lien / Deed Investors

• Hendricks County sits in a growing metro area with strong housing demand.
  
• Indiana tax lien interest rules can give high returns for investors.
  
• Many properties are single family homes that offer easier exit plans.
  
• State tax lien opportunities here offer high returns and low risk when research is solid.
  

Auction Process for Tax Lien / Deed Sales

Hendricks County works with SRI to handle its annual tax sale. The tax sale is usually held at the Hendricks County Government Center in Danville in late September. Past sales begin at ten in the morning local time.

The county provides public notice through certified mail and newspaper ads. The full list of parcels is published online through SRI and the county tax search site. Investors use these sources to study each parcel before sale day.

Registration is required. Investors register on the SRI website and check in at the sale. Hendricks County does not require deposits before bidding. Winning bidders must pay in full shortly after the sale.

Indiana does not offer normal over the counter liens. All certificates must be sold at a public sale or handled later by commissioners.

How the Auction Works

• The county and SRI post the tax sale list online with minimum bids and parcel details.
  
• Investors arrive early to get their bidder cards before the ten o’clock start.
  
• The auction uses premium bidding. Minimum bids cover unpaid taxes, penalties, interest and costs.
  
• Bidders call out their bids above the minimum. The highest bidder wins.
  
• Winners pay the full amount and receive a tax sale certificate.
  
• Owners have one year to redeem by paying all taxes, interest, and costs.
  
• If no redemption happens, the investor can petition the court for a tax deed after completing notice steps.
  

Maximum Potential Returns and Expected Returns on Hendricks County Tax Lien Certificates

Indiana sets fixed returns on the minimum bid amount. If the owner redeems within six months, the investor earns ten percent on the minimum bid. If the owner redeems after six months but within one year, the return increases to fifteen percent.

Investors also earn five percent yearly interest on any overbid amounts and any later taxes they pay. Expected returns depend on bidding strategy and redemption timing. Returns can be strong when the investor keeps overbids small and follows a careful research plan.

Open to All Investors / Foreign Investor Participation

Indiana allows anyone to take part in tax lien auctions. Local residents, companies, funds and international investors can register. Non residents may need to file common tax forms to take part.

Foreign investors often participate because Hendricks County offers clear rules, steady growth, and simple access to parcel data. Research can be done online before the sale which makes travel plans easier.

Importance of Due Diligence in Hendricks County Tax Lien Investing

Strong research is the most important part of tax lien investing. A tax lien purchase does not clear every issue tied to the land. You must understand the risks before bidding.

What Due Diligence Entails

• Check parcel maps and county tax records for land size and improvements.
  
• Review sales history and estimated values on real estate websites.
  
• Search for mortgages, federal liens or code cases that might remain after sale.
  
• Look at aerial photos and street views to see condition and access.
  
• Drive by the property when possible to check occupancy and visible repairs.
  

Risks of Skipping Due Diligence

• You may buy a property with major structural problems.
  
• Some parcels may not have road access.
  
• Surviving mortgages or liens can block resale and lower profit.
  
• Weak local rental demand can lead to slow resale after you receive the deed.
  

Why Hendricks County is a Top Choice for Tax Lien Investors

Economic and Tax Advantages

• Job growth in logistics, health care and manufacturing is strong.
  
• Homes show steady value growth and stay on market for short periods.
  
• Property taxes remain moderate and the county benefits from its metro location.
  

Real Estate Market Overview

• Median home values continue to rise across Avon, Brownsburg and Plainfield.
  
• Homes often receive offers within a month.
  
• Demand stays strong due to population growth and job access.
  

Conclusion

Hendricks County offers a strong setting for tax lien investing. The county uses a clear and consistent system with one main sale each year at the Government Center. Investors earn fixed returns under Indiana law and can gain title if the owner does not redeem.

The county benefits from steady growth, strong housing demand and a well managed tax sale process. When paired with patient research and a simple bidding plan, Hendricks County tax lien certificates can support both income and long term real estate goals. Smart investing always starts with careful research and a clear plan.

Pro Tips

• Research ten to fifteen parcels instead of chasing the full list.
  
• Study parcel maps to confirm improvements and lot lines before bidding.
  
• Focus on towns with strong rental demand like Avon and Plainfield.
  
• Keep overbids as low as possible to protect your return.
  
• Have an attorney ready for the deed petition and quiet title steps.
  

FAQs about Hendricks County Tax Lien Certificates

• Do tax liens remove mortgages
  Many mortgages survive. Always check public records.
  
• Can I enter the property after purchasing the lien
  No. A lien does not give access.
  
• What if the owner stays after I get the deed
  You may need to use eviction or ejectment.
  
• Can I finance my tax lien purchases
  Most investors use cash or credit lines.
  
• Do I need a quiet title after getting the deed
  It is recommended before resale or financing.
  

Useful Links

• Indiana Tax Liens: How to Profit from Secured Real Estate
• Tax Lien Certificates Explained: A Comprehensive Overview
• Step-by-Step Guide to Beginner Tax Lien Investing

Need a Hand

If you want help planning your Hendricks County tax lien strategy, our team is ready. We can guide you through research and help you pick the best counties for your goals. To learn more and explore investment resources, check our Auction Calendar, review our free resources, and book a call so you can move forward with confidence.

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About Dustin Hahn

Dustin Hahn is a Tax Lien & Deed investor with over 22 years of experience and hundreds of deals under his belt. He created Tax Lien School.com to help you buy Tax Deeds up to 90% off mortgage free and earn up to 36% ROI with Tax Liens. This site was voted the “Most Useful Resource” for new investors. Dustin’s YouTube Channel is the #1 Channel on Tax Liens & Deeds with over 98,000 Subscribers and 3600 videos to help you start. “The Best Time To Start Real Estate Investing Was 20 Years Ago, The Second Best Time Is TODAY!”

20+yrs

5–10deals/mo

2009TLS founded