Young County, Texas Redeemable Tax Deed Sale Guide: Your Essential Roadmap to Investing in Tax‑Deeded Property

Introduction

Young County sits in the heart of north‑central Texas, about sixty‑five miles west of Fort Worth and fifty‑five miles south of Wichita Falls. Its county seat, Graham, is famous for having the largest town square in America and for the historic Fort Belknap, which once anchored a chain of frontier forts. This guide explores how tax‑deeded property sales work in Young County and what makes the area attractive to investors. You will learn about auction dates and times, registration, redemption rules, and key strategies to consider when bidding.

Overview of Young County’s Redeemable Tax Deeds

Texas is a redeemable tax deed state. When property taxes become seriously delinquent, a court order allows the county sheriff or constable to sell the property at public auction. In Young County, these sales take place on the first Tuesday of each month between 10:00 a.m. and 4:00 p.m. on the courthouse steps. The highest bidder receives a sheriff’s deed that does not include title warranties. Texas law allows the former owner to redeem the property within two years for homesteads, agricultural land and mineral interests or within 180 days for other properties. To redeem, the owner must pay the purchase price plus a penalty of 25 percent in the first year or 50 percent in the second year.

Important Details

Detail	Summary
Tax Sale Type	Young County conducts redeemable tax deed auctions (sheriff sales).
Typical Sale Date	First Tuesday of every month between 10:00 a.m. and 4:00 p.m..
Redemption Period	2 years for homesteads, ag land and minerals; 180 days for other properties.
Interest/Penalty Rate	Former owner pays 25 % penalty if redeemed within first year; 50 % if redeemed in second year.
Bid Procedure	Live bidding; minimum bid equals taxes, penalties and costs. Highest cash bid wins.
Deposit	Counties may require bidders to register and show proof of no delinquent taxes; payment is due immediately after winning.

Fun Facts About Young County

• Frontier stronghold: Fort Belknap, built in 1851, served as the northern anchor of a chain of forts protecting Texas settlers. It attracted so many settlers that nearby counties formed around itt.
  
• Largest town square: Graham boasts a downtown square one mile in circumference, originally designed wide enough for horse‑drawn wagons to turn. This enormous plaza now hosts shops, restaurants and community events.
  
• Economic mix: Young County’s economy blends oil production, agribusiness, tourism and hunting leases. Beef cattle and wheat remain key agricultural products.
  
• Population snapshot: The county has roughly 18,000 residents with a median household income around $63,700. About 73 percent of homes are owner‑occupied.
  

Attractions & Economic Highlights

Young County’s natural and cultural attractions support tourism and quality of life.

• Historic Fort Belknap: Visitors explore restored stone buildings such as barracks, powder magazines and commissary rooms. The fort now serves as a cultural center and hosts events.
  
• Old Post Office Museum & Art Center: This museum in Graham preserves local history and displays art and rotating exhibits. It operates at 510 Third Street and offers events throughout the year.
  
• Lakes & outdoors: Nearby lakes, including Lake Graham and Possum Kingdom Lake, offer fishing, boating and camping. Catfish, crappie and bass attract anglers, while trails entice hikers and cyclists.
  
• Transportation & economy: U.S. Highway 380 and State Highways 16 and 79 cross the county, connecting it to larger markets. Oil, natural gas, agriculture and tourism sustain local jobs. Graham hosts the county’s hospital, government offices, and an annual Western heritage festival.
  

Why Young County Is Ideal for Tax Deed Investors

Young County offers a blend of affordability and growth. Property values are moderate (median around $165,000), and many parcels sell for only the taxes owed. Investors can obtain possession almost immediately after purchase. The county’s mixed economy—oil, farming, and tourism—provides diverse demand for housing. The redeemable deed system offers high penalty returns (25–50 percent), yet the risk of owner redemption is manageable with proper research.

High Returns With Low Risk

Texas law sets generous penalties for redemption: 25 percent of the purchase price in the first year and 50 percent in the second year. Even if the property is redeemed, you earn these fixed returns. Compared to other investments, a 25 percent annual return with collateral is attractive. The risk is lower because the property secures your investment and you can eventually obtain full title if not redeemed.

Auction Process for Tax Deed Sales

Young County’s tax deed sales follow state rules. Here’s what to expect:

1. Notice and listing: The county posts notice of each sale at least three weeks in advance. Notices include the property’s legal description, minimum bid and sale date. Listings appear on the county website and in local newspapers.
   
2. Time and place: Auctions occur on the first Tuesday of every month between 10:00 a.m. and 4:00 p.m. at the north entrance of the Young County Courthouse in Graham.
   
3. Registration: Many Texas counties require bidders to register with the tax assessor‑collector and present a statement showing they owe no delinquent taxes. Check with the Young County tax office before attending.
   
4. Bidding: The officer announces each parcel and its minimum bid (taxes, penalties, interest and costs). Bidding is live and public. The highest cash bid wins. Bidders should conduct due diligence beforehand because properties are sold as is.
   
5. Payment and deed: Successful bidders must pay immediately—most counties accept cash or certified funds. You will receive a sheriff’s deed without warranty, subject to the owner’s redemption rights.
   

How the Auction Works

The sale begins with the constable or sheriff reading the notice and calling for bids. If no one bids above the minimum, the property may be struck off to the taxing units and later resold. When you win, you’ll pay the entire amount on the spot and sign the purchase documents. Within a few weeks, the deed is recorded and the redemption period begins. During this period, you can take possession but cannot evict residents without legal process. Should the owner redeem, the tax office will return your purchase price plus the statutory penalty.

Maximum Potential Returns and Expected Returns

Texas tax deeds provide some of the highest statutory returns in the nation. Non‑homestead properties can be redeemed within 180 days. The owner must pay the purchase price plus a 25 percent penalty, which equals roughly a 25 percent annualized return. Homesteads and agricultural or mineral properties have a two‑year redemption period; the penalty is 25 percent if redeemed within the first year and 50 percent if redeemed in the second year. Investors may earn returns exceeding 25 percent per year when the property is redeemed early. If not redeemed, you obtain full title and can resell or rent the property.

Open to All Investors / Foreign Investor Participation

Young County’s tax deed auctions are open to anyone who meets state requirements, including non‑residents and foreign investors. Texas law does not restrict participation based on residency. You must, however, sign an affidavit stating you owe no delinquent taxes in Texas. Many out‑of‑state investors participate because the returns are high and property prices are low. If you live abroad, consider hiring a local attorney or agent to attend the auction on your behalf. Always consult tax and legal professionals to understand cross‑border implications.

Importance of Due Diligence in Young County Tax Deed Investing

Properties are sold as is, without warranties or title insurance. That makes due diligence essential.

What Due Diligence Entails

• Check the property: Visit the parcel or view satellite imagery. Confirm that structures exist and the property is accessible. Compare the legal description to the actual site.
  
• Research title: Search county records for liens, mortgages, IRS liens or HOA dues that might survive the sale. Some liens may not be extinguished by the tax deed.
  
• Verify taxes: Obtain a tax statement from the Young County tax assessor to confirm the amount of delinquent taxes and any post‑judgment taxes.
  
• Assess market value: Review comparable sales, property appraisals and the area’s economic outlook. Consider costs of repairs and future resale value.
  

Risks of Skipping Due Diligence

Investors who skip these steps risk buying worthless or encumbered properties. Hidden liens may survive the sale, and environmental hazards or code violations can lead to costly cleanups. Structures may be beyond repair, or the property could be landlocked without legal access. Always do your homework to avoid unpleasant surprises.

Why Young County is a Top Choice for Tax Deed Investors

Economic and Tax Advantages

Young County’s economy benefits from oil and natural gas production, agribusiness and tourism. This diversified base supports stable employment. Texas has no state income tax, and property taxes fund local services. Because median property values are modest, taxes remain relatively low, reducing holding costs. The generous redemption penalties of 25 to 50 percent make investing attractive.

Real Estate Market Overview

With a median household income around $63,700 and a poverty rate of 16.7 percent, housing in Young County is affordable for many families. The homeownership rate is about 73 percent. Investors can find rural parcels, small homes or vacant lots at bargain prices. The county’s location along major highways provides easy access to larger cities, which helps support demand.

Conclusion

Young County’s redeemable tax deed auctions offer a unique blend of opportunity and challenge. Sales occur every month on the first Tuesday at the courthouse. Successful bidders must pay immediately and accept properties as is, but the potential returns—25 to 50 percent—are compelling. The county’s affordable property values, diverse economy and scenic attractions make it appealing for long‑term investment. Remember that thorough due diligence is the key to minimizing risk and maximizing profit.

Pro Tips

• Arrive early: Check in with the sheriff’s office or tax assessor to confirm the auction schedule and registration requirements. Arriving early helps you review last‑minute updates.
  
• Bring certified funds: Payment is due immediately after winning. Cash or cashier’s checks are usually accepted. Bring more than you plan to spend in case bidding runs high.
  
• Check occupancy: Visit the property before the sale to see if anyone lives there. Occupied homes may require eviction proceedings, which add time and cost.
  
• Budget for quiet title: A tax deed does not guarantee marketable title. Consider filing a quiet title action after the redemption period to clear any remaining claims.
  
• Network locally: Establish relationships with real estate agents, title companies and contractors in Young County. Local knowledge can reveal off‑market deals and help with resale.
  

FAQs on Young County Tax Deeds

Q: What happens if the property has other liens? Tax deed sales generally wipe out junior liens, but some liens—such as IRS liens or municipal fines—may survive. Always perform a title search and consult an attorney before bidding.

Q: Can I inspect the property after purchase? Yes. Once you receive the sheriff’s deed, you have the right to possess the property. If it is occupied, you must follow Texas eviction laws. Inspect the property to plan repairs or redevelopment.

Q: How do I get clear title? After the redemption period expires and the owner does not redeem, you may file a quiet title suit in district court. This legal process confirms your ownership and removes any clouds on title. Consult a real estate attorney for details.

Q: Is financing available for tax deed purchases? Most counties require full payment at the auction. Traditional mortgages are rarely available. Some investors use private lenders or lines of credit. Always secure funds before bidding.Q: When can I resell the property? You can market the property immediately after purchase, but most buyers want a clear title. Wait until the redemption period ends and complete a quiet title action to maximize your resale price.

Useful Links

• Auction Calendar
• How to Profit from Texas’s Redeemable Deeds
• Let’s talk about redeemable tax deeds and how you can profit from them!
• Discover Tax Deeds and how you can find property for as little as $50! 
• Learn How to maximize profits at the Texas Tax Sales

Need a hand?

Young County’s tax sales are posted in our Auction Calendar. Review them and lean on our free resources to build clarity. If you want to talk through potential deals or risk assessments, go ahead and book a call with our experts.

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About Dustin Hahn

Dustin Hahn is a Tax Lien & Deed investor with over 22 years of experience and hundreds of deals under his belt. He created Tax Lien School.com to help you buy Tax Deeds up to 90% off mortgage free and earn up to 36% ROI with Tax Liens. This site was voted the “Most Useful Resource” for new investors. Dustin’s YouTube Channel is the #1 Channel on Tax Liens & Deeds with over 98,000 Subscribers and 3600 videos to help you start. “The Best Time To Start Real Estate Investing Was 20 Years Ago, The Second Best Time Is TODAY!”

20+yrs

5–10deals/mo

2009TLS founded