Turn Back Taxes Into Property: Cowlitz County Tax Deed Auction Explained

In Cowlitz County, Washington, when property taxes go unpaid for too long—usually three years—the county doesn’t wait around. They start a foreclosure process that ends in a public auction. If you’re looking to buy real estate by paying off back taxes, this is your chance.

These tax deed sales are held once a year, and the whole process is handled online. You’ll need to do your homework, register in advance, and act fast when the bidding opens. Let’s walk through what to expect and how to get started.

Brief Overview of Washington State’s Tax Deed Investing

Washington is a tax deed state. This means the county sells the full ownership of the property to recover unpaid property taxes. Unlike tax lien states, where investors earn interest, here you get the deed—and full responsibility.

While the risk is a bit higher, the reward can be real property ownership, often at a price well below market value. If you’re careful and prepared, the opportunities can be solid.

Cowlitz County Tax Sale Details

Here’s a quick table to show you the main facts about Cowlitz County’s tax sale:

Detail	Information
Tax Sale Type	Tax Deed Sale
Sale Date	December (exact date announced closer to auction)
Redemption Period	None (it’s a tax deed sale, not a lien)
Interest Rate	Not applicable
Bid Procedure	Premium Bid (you bid above the starting price)
Deposit Required	Must pre-register on the auction site
Auction Format	Online-only auction
Foreclosure Info	Foreclosure Info
Treasurer’s Contact	Cowlitz County Treasurer
Auction Website	Public Surplus Auction
County Website	Cowlitz County Website

How the Process Works

1. Delinquency: When taxes go unpaid for 3+ years, the county files a Certificate of Delinquency.
2. Notice: Final notices go out to owners and lienholders.
3. Foreclosure: If unpaid, the property is foreclosed.
4. Auction: Auction is held online
5. Winning Bid: You pay immediately via the auction platform.
6. Ownership: The property is sold as-is. No guarantees. You must research before bidding.

If a property doesn’t sell at auction, it becomes tax-title and may be sold later through a different process.

Fun Facts About Washington State

• No state income tax – a plus for investors!
• Real estate law: Washington follows judicial foreclosure for tax deeds, which means the court is involved in the process.
• Unique history: Washington has some of the oldest property tax systems in the West.

Local Real Estate Highlights in Cowlitz County

• Affordable Housing: Homes range from under $250,000 to over $1 million. Popular cities like Longview and Kelso offer great options.
• Property Variety: You’ll find waterfront homes, small farms, and townhouses—there’s something for everyone.
• Good Location: Close to Portland, Oregon, many people live in Cowlitz for a quieter lifestyle but commute to the city.

Attractions and Economic Highlights

Popular Attractions

Cowlitz County offers easy access to outdoor fun—state parks, rivers, and historic districts. There are hiking trails, fishing spots, and scenic drives throughout the area.

Transportation Infrastructure

Cowlitz is well connected by I-5 and major highways. Longview has a bus service, and Portland International Airport is the closest major airport.

Economic Development

The economy leans on:

• Forestry and paper products
• Construction and manufacturing
• Healthcare and education

There’s also growth in small business and service industries.

Community Appeal

You’ll find a relaxed, family-friendly lifestyle with local markets, community festivals, and outdoor recreation.

Why Washington is Ideal for Tax Deed Investors

The combination of:

• No redemption period
• Full property ownership
• Affordable starting bids
  makes Washington attractive for serious investors.

In Cowlitz County, the yearly sale gives you a clear timeline and access to deals, especially if you’re ready to do some research and take action.

What Makes Washington Tax Deed Certificates a Smart Investment?

High Returns with Low Risk (If You Do Your Homework)

While tax deed investing comes with risk, it can also offer high returns if you buy smart. You’re not just earning interest—you’re getting the property.

Auction Process for Cowlitz County

Bidding is online only through Public Surplus. Properties open at the total owed, and the highest bidder wins. There’s no interest rate to earn—your win is the property itself.

Maximum Potential Returns

You can buy property well below market value. If you do your research and the title is clear, this can be a solid addition to your portfolio.

Open to All Investors

Anyone can bid—including out-of-state and international buyers. All you need is an account and funds ready.

Understanding the Cowlitz County Tax Deed Sale Process

Step-by-Step

1. Review the foreclosure list.
2. Research properties.
3. Register and place your deposit.
4. Bid in December during the online auction.
5. Pay if you win.
6. Take ownership.

Expected Returns

Returns vary, but some investors resell properties quickly or hold them for rental income. The return depends on how well you buy and how you manage the property.

Foreign Investor Participation

Washington welcomes out-of-state and international buyers. The auction platform is easy to use no matter where you’re located.

The Importance of Due Diligence

What You Should Do

• Check property condition
• Look for other liens
• Order a title report if possible
• Drive by if you’re local

What Happens if You Skip It

You might end up with a property that has hidden costs—like demolitions, cleanup, or unpaid utilities. Always do your research.

Buying Over-the-Counter (OTC) in Washington

If a property doesn’t sell at auction, it becomes tax-title. These may be available later, often with less competition.

How to Buy

Check with the Treasurer’s Office for updated lists and purchase instructions.

Why It’s Worth It

No bidding. No auction pressure. Sometimes the county offers them at a flat rate.

Why Washington Is a Top Choice

• No income tax
• Growing real estate demand
• Strong housing market recovery after 2020

In Cowlitz, you’ll find lower prices than Seattle or Portland but strong value in return.

Conclusion

Cowlitz County offers a simple, once-a-year chance to grab real estate through a tax deed sale. If you take time to prepare and research, the reward can be full ownership of a property at a low cost.

Pro Tips

• Set alerts on Public Surplus for new listings.
• Contact the Treasurer’s Office early to understand deadlines.
• Always review the full parcel list and plan your bids.

FAQs

Do I need to live in Washington to bid?
No, the sale is open to anyone.

Can I finance my purchase?
No. Payment is due in full right after winning.

Will I get a clean title?
Not always. Do your research—some properties may have other liens.

Can I inspect the property beforehand?
No formal inspections are allowed, but drive-by viewing is okay.

What happens if I win and don’t pay?
You lose your deposit and may be banned from future auctions.

Useful Links

• Cowlitz County Foreclosure Info
• Cowlitz County Treasurer’s Office
• Public Surplus Auction Website
• Cowlitz County Official Website
• Investing in Washington Tax Sales
• Let’s talk about Tax deeds and how you can profit from them!
• Discover Tax Deeds and how you can find property for as little as $50! 

Get Ready for the Next Auction

Don’t wait until the last minute! Check our auction calendar to find upcoming tax sales. These opportunities don’t last long, and knowing the process can make all the difference.

If you need help getting started or have questions, book a call with an expert today. You can also explore our free resources for tips on making smart investment decisions.

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About Dustin Hahn

Dustin Hahn is a Tax Lien & Deed investor with over 22 years of experience and hundreds of deals under his belt. He created Tax Lien School.com to help you buy Tax Deeds up to 90% off mortgage free and earn up to 36% ROI with Tax Liens. This site was voted the “Most Useful Resource” for new investors. Dustin’s YouTube Channel is the #1 Channel on Tax Liens & Deeds with over 98,000 Subscribers and 3600 videos to help you start. “The Best Time To Start Real Estate Investing Was 20 Years Ago, The Second Best Time Is TODAY!”

20+yrs

5–10deals/mo

2009TLS founded